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Mortgage Brokers Melbourne

About Us

Personal Mortgage Managers has a strong reputation for taking the hassle out of home buying for hundreds of Australians. Established in 1998 by Anthony Damen, the Personal Mortgage Managers father-son team takes pride in offering personalised, one-on-one advice to their clients throughout their property journey. 

With you for life

From your first property to your forever home, investment properties and beyond, we support our clients through every stage.

More than just a number

As a family owned small business, we focus on quality over quantity. Building strong relationships with our clients is part of our DNA.

Go the extra mile

Whether it’s advice on your next property move, bidding at auction, support at time of settlement or simply saving you from a sea of paperwork - we invest the time to help make the mortgage application seamless and enjoyable.

Appointments on your terms

Our friendly team knows that life is busy and home buying is complicated. We also know that sometimes you need support outside of business hours. That’s why we come to you at a time that suits you - no matter what.

Why Us?

Why use a mortgage broker rather than going direct to a bank?

It seems counter intuitive – surely it’s preferable to go direct to the lender for your home loan needs, right? Wrong. One of the most critical components of securing the right home loan for your individual circumstances is finding a home loan that’s the perfect fit.

Unlike banks, Mortgage Brokers have access to hundreds of home loan products from a large stable of lenders, meaning we can provide you with the best mortgage rates and structure based on your individual needs. We pride ourselves on delivering:

Zero fees

We receive payment from the financial institution, which covers our fees for service. So our services and expertise comes at absolutely no charge to you.

Range of services

If it has to do with home loans, we can do it. Be that property financing advice, pre-approvals, lender and loan structure advice, applications, settlement and refinancing options - we do it all.

Fierce independance

We have access to 30+ lenders and 1000+ loans, allowing us to find the perfect loan suited to your needs.

Client Testimonials

Meet the Team

Our small but highly dedicated team is focused on you. Get in touch to have a chat about how we can help with your property journey.

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Co-Director

Adrian Damen

Adrian has always had an interest in property and the positive impact it has on the lives of his clients. Watching his father Anthony secure financial freedom through property planted a seed in Adrian – and he is now proudly following in his footsteps, entering the family business in 2018. Prior to joining the Personal Mortgage Managers business, Adrian enjoyed a successful career in team management within the customer service industry.

Spare time is spent with his young daughter Grace and wife Clare, where they can often be found walking their friendly pooch Alfie along Melbourne’s bayside beaches or spending valuable time with close friends. Adrian has a lifelong affiliation with the St Kilda and Arsenal football clubs, and has more recently developed a keen interest in Golf.

Co-Director

Anthony Damen

Anthony has a true passion for helping his clients achieve their property goals through good old fashioned service. Establishing Personal Mortgage Managers in 1998 after recognising there was a real need for a personal, reliable service when it comes to home loans, Anthony prides himself on building lasting partnerships and going the extra mile for his clients during what is a highly emotional time – homebuying!

Over his mortgage broking journey, Anthony has assisted hundreds of clients purchase their first property, upgrade their home, buy investment property and refinance over the course of their loan. Prior to mortgage broking, Anthony was a key account manager at a national financial institution, and prior to that was a school teacher for 15 years.

Like his son, Anthony is a St Kilda Football club supporter, and has umpired for 30 years. He now enjoys precious time with his two grandchildren and life along Melbourne’s bay beaches. 

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Our Process

Home buying can be complicated – we get it. That’s why our simple six step process takes the hassle away so you can get on with the exciting job of finding your dream property.

Information gathering

The first step is to understand your situation & goals. You supply us with basic information such as salary, outgoing costs, and any debts so we can prepare for our first meeting.

First face-to-face meeting: Goals & affordability

We take time to understand your financial and property goals, present your borrowing power, repayments and deposits required. Obtain pre-approval so you can search for property with confidence.

Property search & purchase

Let the fun of homebuying begin! We can provide independent feedback and advice throughout the research process, or even act on your behalf at auctions or private sale negotiations.

Second face-to-face meeting: Apply for loan

You’ve purchased your home or investment property – congratulations! Here we agree the home loan lender and loan structure, and take care of the paperwork required to apply for a home loan.

Third face to face meeting: Signings

Here we review the mortgage documents and get your signatures. We then take the legwork out of the process and hand deliver the signed documents to the bank on your behalf.

Settlement

We work hand in hand with your conveyancer to ensure the settlement process is smooth and goes to plan.

Ongoing support & guidance

We’re with you for your lifetime property journey. Thinking of refinancing? Considering an investment property? Time to upsize or downsize? Whatever your stage, we’re here to help.

Our Lenders

Thousands of home loans. Over 30 leading lenders. We'll find the right one for you!

Our stable of reputable home loan providers gives us the flexibility to provide you with the very best home loan options based on your individual needs.

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Client Testimonials

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Get in Touch

It’s easy to get in touch, simply give us a call or complete the form to the right and a member of our team will get back to you.